### Increase financial reporting accuracy

Don’t wait until month-end reports to understand your cash position. Know exactly where you stand in real time so you can act with confidence, not hindsight.

### Improve cash flow forecasting

With precise, easily accessible spend data at your fingertips, you have the insights and tools to allocate funds for maximum impact.

### Optimize accounts payable management

Streamline invoice processing and leverage flexible financing to extend payables, prevent late fees, and enhance supplier relationships.

### Strengthen inventory management

Prevent over-ordering and reduce excess stock with centralized purchasing. Align inventory to demand to free up working capital and improve cash flow.

- Weekly billing,
  Net 30  
- Pay in 4  
- Custom net term  
  and billing

### Weekly billing, Net 30

Gain visibility and control with weekly, itemized bills, while enjoying Net 30 terms on every bill. That’s up to 37 days to pay for every purchase.

### Pay in 4

Turn big-ticket purchases into 4 manageable monthly payments with B2B Buy Now, Pay Later, featuring a quick credit check, fast approval, and no operational disruptions.

### Custom net term and billing

Enjoy flexible Net 30, 45, 60, or 90-day terms for any vendor, while keeping any pre-negotiated terms you want. Choose daily, weekly, or monthly invoicing.

| Feature | Traditional Credit Cards | Order.co Billing |
| --- | --- | --- |
| Spend Visibility | Monthly statements with vague line items | Weekly, itemized invoices by location, user, vendor and more |
| Ease of Reconciliation | Manual matching; retroactive categorization | Line items pre-coded, tied to purchasing activity, no manual matching required |
| Control & Oversight | Easy for teams to go off-track | Approvals, purchase visibility, and catalog management built in |

## Using other virtual cards?

Don’t let hidden billing rules eat your cash. Order.co provides actual extended float, keeping your money where it belongs — in your business.

[See how it works](https://www.order.co/virtual-cards/)

### Product packaging

to support additional inventory!

### Raw materials

to scale production!

### High energy bill

to maintain operations!

### Furnishings and equipment

for opening a new store!

### Marketing services

for new product launch!

### Distillation system

to expand manufacturing capacity!

## Healthcare

### “The ability to pay suppliers immediately and for us to pay weekly in batch with net terms is huge for our cash flow.”  
Sam Jenio
Director, Procurement & Business Development  
[Read Sam's story](https://www.order.co/customer-success-stories/epic4/)

## Property Management

### “Our vendors aren’t calling to ask where their payments are anymore.”  
Nadia Nizam
Director of Purchasing  
[Read Nadia's story](https://www.order.co/customer-success-stories/clinton-management/)

## Early Education

### “I no longer have to keep up with hundreds of vendors and hundreds of invoices each week for every location. We order, vendors deliver, and that's all we need to do.”  
Molly Colbey
Accounting Specialist  
[Read Molly's story](https://www.order.co/customer-success-stories/first-learning/)

## Fitness

### “Order.co has allowed us to essentially eliminate all unapproved spending, which had gotten as high as $50k per month.”  
Stefanie Teintze
Facilities & Property Management Specialist  
[Read Stefanie's story](https://www.order.co/customer-success-stories/corepower-yoga/)

## Hospitality

### “Order.co gives us clear insight into spending patterns, which helps us identify opportunities to optimize better pricing with our suppliers.”  
Maria C Jimenez
Sourcing Manager  
[Read Maria's story](https://www.order.co/customer-success-stories/pacaso/)

## Retail

### “Accounting would ask how much a department had spent, and we didn’t have an answer. Now we have a budget for each store that we can see right away.”  
Mia Busch
Operations Assistant  
[Read Mia's story](https://www.order.co/customer-success-stories/miniso/)

### Spend Analytics

Track and analyze spend to optimize cash flow and savings.

### Financing & Flexible Payment Terms

Delay payments on purchases and vendors you choose.

### Budget Controls

Set, enforce, and track budgets in real time, keeping every purchase in budget.

### Approval Workflows

Ensure purchasing compliance and prevent rogue spend.

### Virtual Cards

Enable fast, secure payments with vendor-specific cards and spend controls.

### Purchase Order Automation

Streamline PO creation and approval to gain early visibility into committed spend.

### Vendor Management

Manage suppliers efficiently to maintain strong relationships and optimize payment terms.

### Invoice Management

Automate invoice processing to ensure timely payments and accurate spend tracking.

### ERP & Accounting Integrations

Ensure accurate, up-to-date data for forecasting and decision-making.

### Ready to make your working capital work harder?

[Schedule a demo](https://get.order.co/schedule-demo/)